[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ecorec.cz\/kdo-dosahne-na-nebankovni-hypoteku\/#Article","mainEntityOfPage":"https:\/\/www.ecorec.cz\/kdo-dosahne-na-nebankovni-hypoteku\/","headline":"Kdo dos\u00e1hne na nebankovn\u00ed hypot\u00e9ku","name":"Kdo dos\u00e1hne na nebankovn\u00ed hypot\u00e9ku","description":"Jestli\u017ee vy\u017eadujete zap\u016fj\u010dit v\u011bt\u0161\u00ed obnos, m\u016f\u017eete ru\u010dit nemovitost\u00ed a m\u00e1te stabiln\u00ed a dostate\u010dn\u011b vysok\u00fd m\u011bs\u00ed\u010dn\u00ed p\u0159\u00edjem (mzdu, d\u016fchod, p\u0159\u00edjmy z pron\u00e1jmu a z podnik\u00e1n\u00ed), t\u00edmto zp\u016fsobem lze pom\u011brn\u011b optim\u00e1ln\u011b situaci \u0159e\u0161it. V\u00fdhodn\u011bj\u0161\u00ed \u00farokov\u00e9 sazby ve srovn\u00e1n\u00ed se spot\u0159ebitelsk\u00fdmi \u00fav\u011bry jsou jednou z hlavn\u00edch p\u0159ednost\u00ed bez\u00fa\u010delov\u00fdch hypot\u00e9k. Na co si d\u00e1t pozor Finan\u010dn\u00ed produkt s\u00e1m o […]","datePublished":"2018-04-27","dateModified":"2023-04-30","author":{"@type":"Person","@id":"https:\/\/www.ecorec.cz\/author\/#Person","name":"","url":"https:\/\/www.ecorec.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4e7133236e4a9cc4991954776250524d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4e7133236e4a9cc4991954776250524d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ecorec.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ecorec.cz\/wp-content\/uploads\/img_a316051_w2435_t1527015617.jpg","url":"https:\/\/www.ecorec.cz\/wp-content\/uploads\/img_a316051_w2435_t1527015617.jpg","height":0,"width":0},"url":"https:\/\/www.ecorec.cz\/kdo-dosahne-na-nebankovni-hypoteku\/","about":["Pen\u00edze"],"wordCount":430,"articleBody":"         Jestli\u017ee vy\u017eadujete zap\u016fj\u010dit v\u011bt\u0161\u00ed obnos, m\u016f\u017eete ru\u010dit nemovitost\u00ed a m\u00e1te stabiln\u00ed a dostate\u010dn\u011b vysok\u00fd m\u011bs\u00ed\u010dn\u00ed p\u0159\u00edjem (mzdu, d\u016fchod, p\u0159\u00edjmy z pron\u00e1jmu a z podnik\u00e1n\u00ed), t\u00edmto zp\u016fsobem lze pom\u011brn\u011b optim\u00e1ln\u011b situaci \u0159e\u0161it. V\u00fdhodn\u011bj\u0161\u00ed \u00farokov\u00e9 sazby ve srovn\u00e1n\u00ed se spot\u0159ebitelsk\u00fdmi \u00fav\u011bry jsou jednou z hlavn\u00edch p\u0159ednost\u00ed bez\u00fa\u010delov\u00fdch hypot\u00e9k.  Na co si d\u00e1t pozor Finan\u010dn\u00ed produkt s\u00e1m o sob\u011b je pouze produktem, v\u017edy z\u00e1le\u017e\u00ed na tom, kdo jej nab\u00edz\u00ed, za jak\u00fdch podm\u00ednek, a s jak\u00fdmi z\u00e1m\u011bry. V\u011bt\u0161ina spole\u010dnost\u00ed na trhu je seri\u00f3zn\u00edch. Sna\u017e\u00ed se vyj\u00edt klient\u016fm vst\u0159\u00edc, a to i ve vlastn\u00edm z\u00e1jmu, nebo\u0165 dobr\u00e9 reference jsou pro firmu p\u0159\u00ednosem. Existuj\u00ed ov\u0161em tak\u00e9 slu\u017eby, kter\u00e9 balancuj\u00ed na tenk\u00e9m ledu a \u010dekaj\u00ed na vhodnou ko\u0159ist. Jestli\u017ee se pro nebankovn\u00ed \u00fav\u011br rozhodnete, nikdy nepodepisujte \u00fav\u011brovou smlouvu p\u0159\u00edmo v s\u00eddle spole\u010dnosti. V\u017edy si ji odneste dom\u016f a konzultujte jej\u00ed obsah s pr\u00e1vn\u00edm z\u00e1stupcem. Jedn\u00e1 se p\u0159ece jen o velk\u00e9 pen\u00edze a investovat n\u011bkolik tis\u00edc korun do pr\u00e1vn\u00edch slu\u017eeb se vyplat\u00ed. Jak\u00e9 jsou podm\u00ednky \u00fav\u011bru Lze jej zajistit prakticky pro ka\u017ed\u00e9ho dosp\u011bl\u00e9ho z\u00e1jemce ve v\u011bku od 18 do 65 let s t\u00edm, \u017ee horn\u00ed v\u011bkov\u00e1 hranice je omezena tak, \u017ee tohoto v\u011bku klient dos\u00e1hne v dob\u011b \u00fahrady posledn\u00ed spl\u00e1tky. N\u011bkter\u00e9 spole\u010dnosti tento v\u011bk mohou o n\u011bkolik let prodlou\u017eit. Pro uzav\u0159en\u00ed smlouvy bude zapot\u0159eb\u00ed ob\u010dansk\u00fd pr\u016fkaz a dal\u0161\u00ed doklad toto\u017enosti, nap\u0159. pr\u016fkazka zdravotn\u00ed poji\u0161\u0165ovny, \u0159idi\u010d\u00e1k, \u010di rodn\u00fd list. D\u00e1le v\u00fdpis z katastru, list vlastnictv\u00ed, n\u00e1hled katastr\u00e1ln\u00ed mapy a p\u0159\u00edpadn\u011b kupn\u00ed smlouva p\u0159i po\u0159\u00edzen\u00ed nemovitosti. N\u011bkter\u00e9 spole\u010dnosti nevy\u017eaduj\u00ed dolo\u017eit pravideln\u00fd p\u0159\u00edjem, a pokud ano, posta\u010d\u00ed kopie pracovn\u00ed smlouvy a posledn\u00ed 3 v\u00fdplatn\u00ed listiny. Podnikatel\u00e9 prokazuj\u00ed posledn\u00ed da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, d\u016fchodci starobn\u00ed \u010di invalidn\u00ed d\u016fchody. V\u00fd\u0161e \u00fav\u011bru se pohybuje v\u011bt\u0161inou od 50 tis\u00edc do 3 milion\u016f korun, horn\u00ed limit b\u00fdv\u00e1 ohrani\u010den 50 \u2013 70 procenty hodnoty zastavovan\u00e9ho objektu. Nebankovn\u00ed hypot\u00e9ky se spl\u00e1c\u00ed stejn\u011b jako bankovn\u00ed, zhruba do 20 let, n\u011bkter\u00e9 lze tak\u00e9 bez sankc\u00ed splatit p\u0159ed\u010dasn\u011b.                                                                                                                                                                                                                                                                                                                                                                                          3.1\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdo dos\u00e1hne na nebankovn\u00ed hypot\u00e9ku","item":"https:\/\/www.ecorec.cz\/kdo-dosahne-na-nebankovni-hypoteku\/#breadcrumbitem"}]}]